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NexTier Bank: Pennsylvania Community Banking Since 1892

A hometown bank chartered in Butler County, NexTier Bank has served Western Pennsylvania families and Main Street businesses for 130+ years. Personal checking, mortgages underwritten locally, business lending decisions made by bankers who know the local economy, and modern online banking — all backed by FDIC deposit insurance and local branch access.

Not a national chain. Decisions are made in Butler, not a remote call centre. The bank is a Preferred SBA lender, an Equal Housing Lender, and a member of the FDIC. For sign-in help visit the log-in walkthrough or explore online banking.

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NexTier Bank online banking dashboard showing personal checking, savings, mortgage payment and recent activity in navy and green theme

Trusted by Western Pennsylvania Since 1892

NexTier Bank is chartered by the Pennsylvania Department of Banking and Securities, FDIC-insured, an Equal Housing Lender and a Preferred SBA Lender. Mortgage originations are licensed under the Nationwide Multistate Licensing System.

FDIC insured community bank for deposit safety
Equal Housing Lender badge for fair-lending compliance
NMLS-registered mortgage originations
SBA Preferred Lender for small business loans
CFPB consumer protection aligned

Everyday Banking, Done the Community Way

Four doors into the full product set — personal, business, digital and local-service.

Personal Banking

Free checking, interest-bearing savings, CDs with competitive local rates, money-market accounts and first-time-homebuyer mortgages underwritten in Butler. Auto loans with pre-approval in hours, not days.

Business Banking

Tiered business checking for Main Street operators, term loans and lines of credit, commercial real estate financing and merchant services. Preferred SBA lender status means quicker SBA 7(a) and 504 turnaround.

Digital Banking

Full online banking, mobile app with biometric sign-in and mobile-deposit, free bill pay, wire transfers, real-time alerts and paperless eStatements.

Local Service

17 full-service branches across Butler, Armstrong and Westmoreland counties. Saturday hours at most locations. Relationship bankers who answer their own phones. See the branch locator or reach a banker at 1-800-262-8215.

By the Numbers

A Pennsylvania community bank with deep roots and modern digital reach.

1892Year Chartered
17Branches Across Western PA
$1.5BTotal Assets Under Management
40K+Households & Businesses Served

Why Western Pennsylvania Banks With Us

Three operational differences between a national chain and a community-chartered institution.

Local Underwriting, Real Decisions

Every mortgage, business loan and SBA credit at NexTier Bank is underwritten locally in Butler County. No remote call centre reviewing your file in another state. Loan officers know local employers, school districts, farmland values and seasonal cash-flow patterns. That context turns into faster decisions and smarter loan structures.

According to the Federal Reserve community banking research, small community banks originate a disproportionate share of small business lending relative to their asset size — a direct consequence of the local-underwriting model.

Personal banking dashboard with checking balance, savings APY, mortgage payment schedule and bill pay
Business banking view with tiered checking, SBA loan status, merchant services and line-of-credit balance

Business Banking Built for Main Street

Tiered business checking, seasonal lines of credit, equipment financing, commercial real estate lending and SBA 7(a)/504 packaging. As a Preferred SBA lender, decisions on SBA packages happen in-house, saving weeks compared to non-preferred lenders.

Merchant services integrate with QuickBooks, Shopify, Clover and Square. Payroll and ACH origination available for employers that have outgrown pen-and-paper cheques.

Modern Online & Mobile Banking

Full-feature online banking with free bill pay, scheduled transfers, eStatements and real-time account alerts. The mobile app supports Face ID / Touch ID sign-in, mobile cheque deposit, card lock/unlock, person-to-person payments and spending categorisation.

Security follows SOC 2 aligned practices: TLS 1.3 encryption, multi-factor authentication, automatic sign-out on idle, and fraud-detection alerts for unusual card activity. Report a lost or stolen card 24/7 at 1-800-262-8215.

Digital banking overview with online banking, mobile app, bill pay and real-time alerts

Voices From Our Customers

Operational outcomes from Western Pennsylvania personal and business clients.

"Mortgage Closed in Three Weeks"

"We relocated from Pittsburgh to Butler and a national lender was taking 55 days to clear to close. The mortgage officer at our local branch pulled it all together in 21 days. Rate locked, appraisal local, file underwritten in-town. The house would have been gone if we'd waited for the big bank."

— Caroline D., Homebuyer, Summit Heights (Butler, PA)

"SBA 7(a) for Our Expansion"

"Our contracting company needed a $650K SBA 7(a) to open a second shop in Kittanning. The commercial team packaged the SBA application in-house. Funded in eight weeks. A non-preferred lender quoted us 14 weeks. That second shop is now 40% of revenue."

— Bradley T., Owner, Keystone Contractors LLC (Kittanning, PA)

"Business Checking Actually Works"

"Our previous bank had six different fees we couldn't predict. Switched our operating accounts here. Clear tier pricing, same-day ACH, Clover merchant services that integrated with QuickBooks. Saved roughly $4,200 in annual banking fees across three operating accounts."

— Jonathan W., VP Operations, Allegheny Trading Group (Pittsburgh, PA)

Ready to Bank Locally?

Open an account online, visit any of the 17 branches, or reach a community banker at 1-800-262-8215. First-time online banking users can enroll from the secure sign-in page in under five minutes.

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People Also Ask

What is NexTier Bank?
A Pennsylvania community bank founded in Butler in 1892. Serves Western PA with personal, business, mortgage and digital banking. FDIC-insured, EHL, Preferred SBA Lender, NMLS-registered. See the history page.
How do I log in to online banking?
Open secure-sign-in and enter your User ID and password. First-time users enroll at the log-in walkthrough with account number and SSN last four.
What is the customer service number?
1-800-262-8215, M-F 8am-6pm and Saturday 9am-1pm ET. Lost/stolen debit cards reportable 24/7 on the same line. Branch locator at branch-locator.
Where are branches located?
17 branches across Butler, Armstrong and Westmoreland counties including Butler main office, Kittanning, Saxonburg, Freeport, Ford City, Lower Burrell, Vandergrift, Tarentum and others. See branch locator.
Is the bank FDIC insured?
Yes. Up to $250,000 per depositor, per ownership category. Supervised by the Pennsylvania Department of Banking and Securities and the FDIC. More at security.
Do you offer mortgages?
Yes — conforming fixed and adjustable, FHA, VA, USDA, PHFA first-time-buyer programs, construction-to-permanent and home-equity lines. Underwritten locally. See mortgages.
Can I open a business account online?
Simple business checking can start online at business-checking with a short branch visit to finalise. Complex accounts route through the commercial team at 1-800-262-8215.

Community Banking Resources — Topic Cluster